I'm planning on buying a single axle dump with a plow and sander, and will be plowing for the local and or the state DOT. I'm located in CT and I was wondering if anyone had some information on what I would need for insurance and about what the cost would be. Just trying to budget everything out so any information would be helpful. thank you
Most likely you will need some sort of liability and a vehicle policy, find a business insurance agent, then can give you quotes, its pretty quick, my two commercial trucks are about 1700 each a year and liability for excavation, which is much more hazardous is about 7k I believe for the year, Id have to check, I stopped my liability policy for a while bc things got slow.
The govt agency that you work for will have minimum requirements for insurance. Call their purchasing / contracts person and ask. Then take the requirements to your agent. The agency I work for will not let anyone go bare. No current up to date certificates, no contract.