I am looking on where to purchase insurance for a hoe. The only time its used commercially used or for business is snow removal. Other than that Just personal use on farm, Mainly looking for theft and liblity. homeowners said no
your best bet is to talk to an insurance agen that specializes in commercial policies I know when I shopping for insurance I had to go through an agent I couldnt just go and sign up online although I wish I could
I found when I mentioned anything that could dig in the dirt and potentially hit a buried utility the list of insurance choices got smaller fast. Mine is through Acuity with a local agent/broker. They cover my liability, theft and vandalism on three machines truck and trailer. John