Hi All, Just wondering what type of insurance you guys have for your mini's ? I'm thinking of buying a mini and do some digging work on the side. I assume most guys have some sort of liability insurance ? I wouldn't be doing big jobs, but wouldn't want to rupture a city water pipe or get sued by somone. Thanks
5 million min. You hit a fiber cable and 1 million a mimute is not unheard of. 100,000 for a 1' dia fiber cable.
What are we talking for premium per year for 5 million in coverage ?
In your country god only knows. Call a insurance guy and ask. That phone call will be the cheapest part.
I have 2 mil liability for damages on my machine and full fire and theft for 2 grand a year and that is only for residential work, no commercial coverage needed for me yet.
This is ecaxtly what I was looking for thanks .I'll compare this to what my insurance quotes me. Mind you everything is more expensive in Qbec. Pretty much communist here. You drive a vehicule with an engine larger than 4L cost you an extra $150 in plates. Thats just the tip of the iceburg. Rant over
Hey Dan - is this liability insurance to cover when you mess something up, or just damage to your machine?
No not the machine but if I damage something like a gas line or something like that, residential only for now though, not covered for any type of commercial work