Hi All, Looking for perspective on the need for the KTAC insurance on a u27 excavator for personal use. I'm trying to figure out what may go wrong on the excavator vs putting the money into buying an auger. The machine has no canopy and most of the hydraulic lines have been run inside the boom arm. I live on 24 acres and theft is not a concern. I won't be moving the machine to different properties. Please share some insight on what might break that should have me prioritize the insurance over an attachment.
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